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cincinnati financial columnist

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Our financial expert explains how to create a vision now that’ll help you achieve your financial goals in the future.

It’s almost the end of 2016, can you believe it? I don’t know about you, but I am so excited. Whether 2016 has been good, bad, overwhelming, or trying, it is all right to celebrate because you made it this far and you made it through.

Every day is a GREAT day to work on being the best version of you, financially. Often times, as it is human nature, we create doubt in ourselves by over-emphasizing our bad habits or constantly comparing our lack of achievements to our peers on Facebook. BUT…your financial journey is YOURS and it should be tackled on your own terms.

As I emphasis in my brand new eBook, Vision. Future. Reality: How to Budget Like a Boss, you are your only competition and your financial goals belong to you. It is important to remember that your own personal goals, habits, and concerns should be your guide for reaching your financial greatness, not Facebook, news stories, or other’s success.

I don’t know what your big financial goals may be, it may to be debt free, it may be to pay down your student loans, it may be saving for a down payment on a home, and it may be to reduce your shopping habit by half. Whatever your goals are, I am here to tell you, you can achieve it with a well-thought out plan.

By now, you have been adulting long enough to know New Year’s Resolutions do NOT work. We give up and revert back to whatever habit we were trying to break initially. I share with you this quote, “If you don’t have a goal, something you want to accomplish, something you want to do, you could really get lost in the darkness of the journey. THERE HAS TO BE A VISION.” You have to visualize living in your new goal, whether it is being debt free, owning a home, or mastering your boss budget. Whatever you want your life to look like once that goal is accomplished, that is the life you need to visualize daily.

This vision will push you towards your goal. Moreover, everything you need to accomplish your goals is within you already; you just have to activate your goals with a vision. You have the power to live your life out loud, to the fullest. There isn’t a need to wait until the beginning of the year to start because every new day can be a fresh start, financially.

I’ll be your accountability partner and challenge you to see it through to the end. I believe Vision + Accountability + Solid Plan = Success! Let’s do it together, because we all have goals that we want to make happen.

Let’s increase our minds, increase our bank accounts, and increase our lives. Say this aloud: I am going to be better me today because my greatness depends on it.