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fashion trends

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The best thing about fall is its fashion, but that retail therapy can also take a toll on your budget. Our finance expert offers tricks to avoid pitfalls while still enjoying a fashionable fall treat.

Shop for fall fashion without busting your budget.
Shop for fall fashion without busting your budget.

I was at lunch with my friend the other day, and of course we could not help but talk about the all the new fall fashion trends.

Each year top fashion magazine release what’s cool this season rather it’s whimsical colors, flare bottom jeans, or chunky collared sweaters. We as consumers are convinced that somehow we have to be cool and trendy, spending our money on these new clothing items. Not true!

For the record, as a self-declared fashionista, I love shopping. I’m weird in a sense because I love touching the fabrics, the smell of new clothes, and sifting through racks of clothing to find that unbelievable deal. The clearance rack is my favorite, of course. So I definitely understand the urge to shop until you drop on the latest trends, but I would recommend only buying one trendy piece this season. As a frugal fashionista, you do not want to get in the habit of spending a lot of money for pieces you will only wear once or twice.

When looking for these trendy pieces, it is easy to go out to an expensive retailer, but let’s start the search at Forever21, H&M, or Macy’s (as they are always having a sale). No one will know that you did not spend an arm and a leg for your piece. I often wait for the end of the season sale to pick up my statement pieces. Season end sales are deeply discounted to at least 65 percent off.

This brings me to my next point of using price points while shopping. Don’t use a sale as an excuse to splurge outside of your budget. Having a spending limit will help with this endeavor. Combining price points with spending limits will definitely ensure your bank account is happy. This real-life concept is used by home buyers when selecting a home. A good realtor will not show you a home that is more than your pre-approval amount; therefore, as a frugal shopper you should not shop outside of your budget.

My plan of attack this fall season is to find the perfect pair of thigh high, suede, high-heeled boots. However, I am only willing to spend $50 for a pair. By setting this price point, I will not get distracted by anything outside of that price range. It will not be easy, but it will be worth when I have extra money for holiday shopping or trip planning.

Trust me you can do it, changing your habits and your priorities is the start to becoming a successful saver. Price pointing and spending limits will be second nature and your bank account will remain intact. It takes patience, but don’t let retailers take you out of the saving game; instead make better decisions when it comes to shopping. This way you will win every time.

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Our Editor in Chic Amy Scalia chats with Styling With Amy in an exclusive webcast about a cool summer trend -- culottes -- and how to wear them, even if you're short!

Amy Elberfeld from Styling with Amy and I chat about how to wear a cool new trend — culottes — even if you’re short like us! Check out her great tips below!

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